Net proceeds calculator.
Estimate what you might walk away with after the costs of selling.
Net proceeds
The number that matters to a seller is not the sale price, it is the net proceeds: what remains after the loan payoff and the costs of selling. This calculator gives you a fast estimate so you can talk about your home with real numbers.
The net proceeds tool
What would you walk away with?
Move the sliders for the price, your mortgage balance, and the costs of selling. The dark panel updates in real time with the estimated proceeds and a verdict you can act on.
Your situation
What the home is likely to sell for, not the asking price. A market analysis sharpens this.
What you still owe, including any second lien or HELOC.
The listing side of the commission, a negotiated number, not a fixed one.
Title, escrow, transfer tax, recording, prorations, and any concessions.
Where you land
Live
The proceeds gauge
Left means selling costs consume too much of the value. Right means the sale math is lean and healthy. Your position moves with every change above.
Outcome: A stretch
Your verdict
Live
- Estimated net proceeds
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what you walk away with after costs and payoff
- Selling costs
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commission plus other closing costs
- Net as share of price
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of the sale price stays with you after payoff and costs
- To your mortgage payoff
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going to settle the balance and clear the lien
Strategist insight
Your selling costs sit at a lean share of the sale price, which is the sign of a clean, conventional sale. The mortgage payoff is not a cost of selling, it is settling existing debt, so the number worth your attention is the net: about 36 out of every 100 dollars of sale price stays with you after costs and payoff.
Let's look at your options.
Planning estimate
This is a planning estimate for discussion, not a closing statement. A fuller disclaimer, including the professional guidance to seek, sits below the calculator.
Your next step
Let's look at your options together.
The proceeds above are a planning estimate, not a closing statement. On a free strategy call, we walk through your real numbers, talk through what the sale would actually net and which selling option protects it best, and shape a plan that fits your situation. What matters most to you is where we start.
Free and private. No pressure, no obligation.
A note before you decide
This calculator is general educational guidance, not tax, legal, or financial advice. The figures are estimates for planning only: they simplify commission, closing cost, and payoff math, and your actual settlement depends on the offer, the contract, and escrow and title figures, so treat them as a starting point, not a final answer. A qualified real estate professional, tax advisor, and the escrow and title teams should be consulted for your individual circumstances before you act on what this tool suggests.
Start With Your Home's Estimated Value
Enter your address to receive an estimated value, compare your selling options, and explore an immediate cash offer.
Your options
These are the roads a Las Vegas seller can take
The verdict above is about your proceeds from a traditional sale. Whatever it says, the option that fits your situation still deserves a real look with real numbers, and these are the routes a Las Vegas homeowner can take.
Traditional listing
Maximum market exposure and typically the greatest potential net, on the longest timeline with the most prep and showing.
Explore the pathCash offer
Speed and certainty, often with a lower net and service fees. Fewer inspections and less disruption.
Compare the numbersRenovate to sell
Improve what the market pays for to lift the price and net, when the work clears the cost test.
See the mathTrade-in program
Coordinate selling with buying your next home on one timeline, so your equity arrives when you need it.
Explore the planSell and stay
Unlock equity and rent back on a fixed term when selling on your terms matters more than moving now.
See how it worksList With a Twist
A multi-path sale through The Lockhart Method: MLS exposure, an instant cash-offer backup, and rent-to-own outreach running at once.
Explore the multi-path saleDo nothing, or something else
Sell, rent, renovate, or stay are the four roads. Sometimes the right answer is none of the selling routes.
Work through the fourWhat shapes it
The costs that reduce your proceeds
Listing commission
Often the largest line item, usually split between the listing and buyer agents.
Title & escrow fees
Third-party settlement and title services with set schedules per transaction.
Transfer taxes and recording
State and local government charges on the transfer of the title.
Seller concessions
Credits toward a buyer’s closing costs or repairs when they shape the deal.
Loan payoff
The remaining balance on your mortgage, plus prepayment interest and any fees.
Prepayments and prorations
Property taxes, insurance, and dues prorated to the day of closing.
The value side
Proceeds start with a realistic value.
A credible estimate of your home's value makes every downstream number meaningful.
Next step
The right answer starts with a conversation.
Bring these numbers. I will help you see the options you cannot see from the inside: what the sale would really net, which selling route protects your proceeds, and how the timing fits the rest of your plan. No pressure, just a clear strategy.
If you would like to talk through your situation, the first conversation is free and private. We will start from your numbers, not a script.
This calculator is a planning estimate, not a lender or legal determination.